Floyd County Public Records /Floyd County Property Records

Floyd County Property Records

How To Search Property Records in Floyd County in 2026

FloydCountyRecords.us provides access to publicly available information related to property records in Floyd County, Kentucky. Members of the public may find ownership history, deed transfers, tax assessments, mortgage recordings, liens, and related encumbrances through this resource. Record categories available for research include:

Deeds and title documents
Property tax assessments and payment history
Mortgage and lien recordings
Plat maps and legal descriptions
Building permit records

Records can be searched through official Floyd County and Kentucky state resources. The primary official channels for accessing property records are:

Floyd County Clerk's Office – recorded documents including deeds, mortgages, and liens
Floyd County Property Valuation Administrator (PVA) – assessment and ownership data
Floyd County Sheriff's Office – current-year property tax bills
Kentucky Department of Revenue – delinquent property tax information
Kentucky Land Records – statewide recorded document search

Multiple Access Methods:

Online searches – the most convenient option for recent records
In-person visits – required for certified copies and older documents
By mail – written requests submitted to the appropriate office
Through professionals – title companies and real estate attorneys conduct comprehensive searches

1. Property Appraiser Website

The Floyd County Property Valuation Administrator (PVA) serves as the primary resource for property assessment and ownership information. The PVA database is publicly accessible at no charge and does not require registration.

Search Options:

By property address
By owner name
By parcel ID number
By map/GIS location
By legal description

Information Available:

Current owner name and mailing address
Property address and legal description
Parcel identification number
Land use and zoning classification
Property characteristics (square footage, year built, lot size, building type)
Assessed value (land and improvements)
Taxable value and exemptions applied
Sales history
GIS map location

How to Search:

Visit the Floyd County PVA website
Select the preferred search type (address, owner name, or parcel number)
Enter search criteria in the appropriate field
Review the results list returned
Select a specific property to view the full property card
Review ownership, assessment, sales history, and map data
Print or save the information as needed

2. County Clerk Official Records Search

The Floyd County Clerk maintains the official index of recorded instruments affecting real property. Basic search access is available to the public.

Searchable By:

Grantor name (seller)
Grantee name (buyer)
Book and page number
Document type
Recording date range
Instrument number

Documents Available:

Warranty deeds and quitclaim deeds
Mortgages and deeds of trust
Satisfactions and releases of mortgage
Mechanic's liens, judgment liens, and tax liens
Easements and restrictions
Plats and surveys
Powers of attorney affecting property
Lis pendens notices

How to Search:

Visit or contact the Floyd County Clerk's Office
Request access to the grantor/grantee index
Enter the party name, document type, or date range
Review the results and note the book, page, or instrument number
Request document images or copies from staff

3. Tax Information

The Floyd County Sheriff's Office collects current-year property tax bills. Delinquent taxes are transferred to the Floyd County Clerk's Office pursuant to Kentucky Revised Statutes § 134.122, which governs the collection and transfer of delinquent property tax bills.

Search By:

Property address
Owner name
Parcel number
Tax account number

Information Available:

Current tax bill amount
Payment history
Outstanding balances
Exemptions applied
Millage rates
Delinquency status

The Kentucky Department of Revenue provides additional guidance on delinquent property tax procedures, including the process by which unpaid tax bills are transferred from the sheriff's office to the county clerk's office.

4. GIS / Mapping System

Floyd County participates in Kentucky's statewide GIS infrastructure, which provides interactive mapping tools for property boundary identification.

How to Use:

Navigate the map to the property location
Click on a parcel to view linked property information
Access property boundaries, zoning layers, and flood zone designations
Measure distances and view aerial photography

In-Person Searches:

Floyd County Property Valuation Administrator (PVA)
149 South Central Avenue, Room 5
Prestonsburg, KY 41653
Phone: (606) 886-9622
Floyd County PVA

Floyd County Clerk's Office
149 South Central Avenue
Prestonsburg, KY 41653
Phone: (606) 886-3816
Floyd County Clerk

Floyd County Sheriff's Office (Tax Payments)
149 South Central Avenue
Prestonsburg, KY 41653
Phone: (606) 886-6324
Floyd County Sheriff

By Mail Requests:

Members of the public may submit written requests to the Floyd County Clerk's Office by mail. Requests should specify the property address, parcel number, or the book and page reference of the document sought. Payment for applicable copy fees must accompany the request. Certified copies are available upon request with the appropriate fee.

Floyd County Clerk's Office (Mailing Address)
149 South Central Avenue
Prestonsburg, KY 41653
Phone: (606) 886-3816

Through Professionals:

Title companies conduct comprehensive title searches and issue title insurance commitments identifying all recorded interests in a property. Real estate attorneys provide legal title opinions and assist with complex ownership disputes. Real estate agents may access MLS data for listed properties and pull comparable sales histories as part of their representation services.

Search Tips:

When searching by address, try variations with and without directional prefixes (N, S, E, W)
When searching by owner name, try last name first and check spelling variations
For historical records not available online, an in-person visit to the courthouse is required
Very recent transactions may not yet appear due to recording processing delays
Verify results using the parcel number when common names or similar addresses produce multiple results

What Is Floyd County Property Records

Property records in Floyd County, Kentucky, are official documents related to real property — including land and buildings — maintained by county government offices as permanent legal records of ownership, transfers, and encumbrances. These records establish clear title, document the chain of ownership, and provide constructive notice to the public of all recorded interests in real property.

Purpose of Property Records:

Establish legal ownership and chain of title
Record encumbrances such as mortgages and liens
Document property transfers and sale prices
Support property tax assessment and collection
Protect property rights and enable title insurance
Facilitate real estate transactions

Types of Property Records:

Ownership Records:

Warranty deeds, quitclaim deeds, and special warranty deeds
Transfer records and ownership history
Life estate deeds and trust documents affecting property

Encumbrance Records:

Mortgages and deeds of trust
Tax liens, mechanic's liens, and judgment liens
Easements, restrictions, and covenants
Lis pendens notices

Tax and Assessment Records:

Property tax assessments and tax bills
Payment history and delinquency records
Exemptions (homestead, senior, veteran, disability)
Special assessments and millage rates

Legal Descriptions:

Plat maps and subdivision plats
Surveys and metes and bounds descriptions
Lot and block information

Building and Permit Records:

Building permits and certificates of occupancy
Code violations and zoning information
Land use designations

Who Maintains Property Records:

The Floyd County Clerk's Office records, indexes, and maintains all official instruments affecting real property, including deeds, mortgages, and liens. The Floyd County PVA maintains property valuation, assessment, and ownership records. The Floyd County Sheriff's Office handles current-year tax collection, and the Floyd County Clerk's Office takes over delinquent tax accounts. The Floyd County Planning and Zoning Department maintains permit, zoning, and land use records.

Legal Framework:

Property recording in Kentucky is governed by Kentucky Revised Statutes § 382.110, which establishes the requirements for recording instruments affecting real property and the constructive notice provided by recorded documents. Under current law, any instrument affecting title to real property must be recorded with the county clerk of the county in which the property is located to provide constructive notice to subsequent purchasers and creditors.

Are Property Records Public Information in Floyd County?

Property records in Floyd County are public information. Under Kentucky's Open Records Act, KRS § 61.870 et seq., members of the public have the right to inspect and obtain copies of public records maintained by government agencies, including property records held by the county clerk, PVA, and sheriff's office. No special permission, stated purpose, or residency requirement is necessary to access property records.

Why Property Records Are Public:

Transparency: Public access to ownership records prevents fraudulent transfers and ensures accountability in property taxation.
Commercial purposes: Real estate transactions, title searches, appraisals, and mortgage lending all depend on open access to recorded property data.
Legal protections: Recording provides constructive notice, establishes priority of interests, and protects against competing claims.
Public interest: Tax assessment transparency, community planning, historical research, and journalistic investigation all rely on open property records.

What Property Information Is Freely Accessible:

Current and historical property ownership
Legal descriptions and property addresses
Sale prices and transfer amounts
Recorded mortgage amounts
Liens and encumbrances
Tax assessments and payment history
Property characteristics (size, age, building type)
Deeds and all recorded instruments
Plat maps and surveys

Privacy Considerations:

Under current Kentucky law, Social Security numbers and financial account numbers are redacted from recorded documents before public release. Certain individuals — including law enforcement officers, judges, and domestic violence victims — may be eligible for address confidentiality protections under applicable state programs. Homestead exemption applications may contain personal financial information and are subject to separate access policies administered by the Floyd County PVA.

Who Can Access Property Records:

Any member of the public may access Floyd County property records regardless of residency, ownership status, or stated purpose. Common users include prospective buyers, real estate agents, title companies, appraisers, lenders, attorneys, investors, genealogists, and journalists.

Commercial Use of Property Records:

Permitted commercial uses of public property records include real estate marketing, property valuation services, title insurance and searches, investment analysis, and market research. Commercial data aggregators such as CoreLogic and First American compile public property records into subscription databases. Such aggregation is lawful under current law, though anti-harassment statutes, fair housing laws, and other applicable regulations continue to govern the use of information obtained from public records.

How Much Does It Cost to Get Property Records in Floyd County?

Members of the public may inspect property records at the Floyd County Clerk's Office at no charge. Fees apply when copies or certified copies are requested. Under KRS § 64.012, county clerks are authorized to collect fees for recording and copying services.

Current Standard Fee Schedule:

Service	Fee
Copy of recorded document (per page)	$0.50 per page
Certified copy of recorded document	$5.00 per document + $0.50 per page
Recording a deed or mortgage (first page)	$33.00
Recording (each additional page)	$3.00 per page
Online record viewing (PVA database)	Free
In-person record inspection	Free

Inspection fees: No fee is charged for inspecting public records in person at the county clerk's office or PVA office.
Copy fees: Standard copy fees apply per page for paper copies of recorded instruments.
Certification fees: Certified copies carry an additional fee per document.
Electronic format: The PVA's online database is accessible at no charge. Some document image systems may charge per document viewed or downloaded.
Search fees: The Floyd County Clerk's Office does not charge a separate search fee for standard grantor/grantee index searches.

Accepted Payment Methods:

Cash
Check (payable to Floyd County Clerk)
Money order
Credit or debit card (availability may vary)

Fee Waivers: Indigent individuals and certain government agencies may qualify for fee waivers. Members of the public seeking a waiver should submit a written request to the Floyd County Clerk's Office explaining the basis for the waiver.

What Is Available at No Cost:

Online property assessment data through the Floyd County PVA website
In-person inspection of recorded instruments at the courthouse
GIS mapping and parcel boundary data
Tax payment status information through the Floyd County Sheriff's Office

What's Included in a Floyd County Property Record?

A Floyd County property record is a comprehensive collection of official documents and data points that together describe the legal, physical, financial, and regulatory status of a parcel of real property.

Ownership Information:

Current owner name(s) and ownership type (individual, joint tenants, tenants in common, tenants by entirety, trust, LLC, corporation, or life estate)
Acquisition date and deed book/page or instrument number
Mailing address for tax bills
Chain of title showing previous owners, transfer dates, and historical deed references

Property Identification:

Site address and mailing address
Legal description (lot and block, subdivision name, plat book and page, metes and bounds)
Parcel ID / folio number and tax account number

Physical Characteristics:

Lot size (square feet or acres), dimensions, and frontage
Zoning classification and land use designation
Total living area, year built, number of stories, and building type
Construction type, exterior wall material, roof type, and foundation
Number of bedrooms, bathrooms, and total rooms
Additional features: garage, pool, porch, fireplace, HVAC, water source, and sewer system
Condition and quality ratings

Valuation Information:

Land value and building value (assessed)
Total assessed value and market value
Historical assessed values for prior years
Agricultural classification data (if applicable)

Tax Information:

Total tax amount due and taxable value after exemptions
Millage rate breakdown by taxing authority (county, school district, city, special districts)
Payment status, due dates, and discount information
Tax payment history and delinquency history (if any)
Exemptions applied: homestead, senior, disability, veteran, widow/widower, agricultural, conservation, or historic preservation

Sales History:

Sale dates, sale prices, and sale types (warranty deed, quitclaim, foreclosure, tax deed, gift, inheritance, divorce transfer, trust transfer)
Grantor and grantee names
Deed document numbers and documentary stamp amounts
Qualified/unqualified sale designation

Encumbrances and Liens:

Recorded mortgages (lender name, recording date, original amount, book and page)
Tax liens, judgment liens, mechanic's liens, HOA liens, and code enforcement liens
Easements, restrictions, covenants, leases, life estates, and lis pendens notices

Legal and Regulatory Information:

Zoning classification and permitted uses
Current and future land use designations
Special district assignments (school, fire, water, CDD)
Deed restrictions and subdivision covenants
Flood zone designation (FEMA)
Wetlands and conservation area designations

Maps and Images:

Property exterior photo and aerial photograph
GIS map with property boundaries
Plat map and property sketch

Building Permit Information (if integrated):

Building permits issued, permit dates, descriptions, and values
Contractor information
Certificate of occupancy and inspection records

What Is NOT Typically in Public Property Records:

Current mortgage balances (only original recorded amounts)
Personal financial information beyond recorded documents
Interior photographs
Social Security numbers (redacted under current law)
Private agreements not recorded with the county clerk
Actual purchase contract terms beyond the recorded sale price

How Long Does Floyd County Keep Property Records?

Property records in Floyd County are maintained permanently. Recorded instruments affecting title to real property are never destroyed, as they form the legal foundation for chain of title and are essential to the integrity of the real estate recording system.

Legal Basis for Permanent Retention:

Kentucky's records retention requirements for county clerks are established under state administrative regulations and the Kentucky Department for Libraries and Archives (KDLA) records retention schedules. Recorded instruments affecting real property — including deeds, mortgages, liens, plats, and easements — are classified as permanent records under current Kentucky law and may not be destroyed.

Records Kept Permanently:

All recorded deeds (warranty, quitclaim, trustee's, and all conveyance types) dating back to Floyd County's formation in 1799
All recorded mortgages, satisfactions, and releases
All recorded liens and lien releases
All plats, subdivision plats, re-plats, and condominium declarations
All easements, restrictions, covenants, and declarations
Powers of attorney affecting property
Court documents affecting title
Any instrument recorded with the county clerk affecting real property

Format and Storage:

Historical records from Floyd County's earliest years are preserved in handwritten ledger books. Mid-twentieth century records exist in typed book format and on microfilm. More recent records are maintained as digital scans in electronic document management systems with off-site backup and disaster recovery protocols.

Access to Historical Records:

Online access through the Floyd County Clerk's system covers records digitized to date; the extent of online availability varies by the county's digitization progress. All records — regardless of age or format — remain available for in-person inspection at the courthouse. Very old records stored in original books or on microfilm may require staff retrieval, and an appointment is advisable for extensive historical research.

Property Appraiser (PVA) Records:

Assessment records, property cards, and assessment rolls are maintained permanently by the Floyd County PVA. Exemption applications are retained for a minimum of five to seven years under current administrative practice. Recent assessment history (typically ten or more years) is accessible through the PVA's online database; older historical assessments are available at the PVA office.

Tax Records:

Tax payment records are retained for a minimum of seven to ten years by the Floyd County Sheriff's Office. Tax deed records are permanent and maintained by the Floyd County Clerk. Delinquency records are retained for several years following resolution.

Accessing Records by Time Period:

Time Period	Typical Access Method
Last 20 years	Online (most counties)
20–50 years ago	Microfilm or digital; staff retrieval
50–100 years ago	Original books or microfilm; appointment helpful
100+ years ago	Archive storage; advance notice recommended

Contact for Historical Records:

Floyd County Clerk's Office
149 South Central Avenue
Prestonsburg, KY 41653
Phone: (606) 886-3816
Floyd County Clerk

Floyd County Property Valuation Administrator
149 South Central Avenue, Room 5
Prestonsburg, KY 41653
Phone: (606) 886-9622
Floyd County PVA

How To Find Liens on Property in Floyd County?

Liens on property in Floyd County are recorded instruments and are discoverable through the Floyd County Clerk's official records index. Members of the public may search for liens using the following methods and resources.

Step-by-Step Search Process:

Visit or contact the Floyd County Clerk's Office at 149 South Central Avenue, Prestonsburg, KY 41653, phone (606) 886-3816. Request access to the grantor/grantee index and search under the property owner's name.
Search the online records system through the Floyd County Clerk website if online document search is available. Enter the owner's name as grantor or grantee and filter by lien-related document types.
Search for federal tax liens through the U.S. Tax Court or by contacting the IRS directly. Federal tax liens are also recorded with the county clerk and will appear in the grantor/grantee index.
Search for state tax liens through the Kentucky Department of Revenue or the Floyd County Clerk's index, as Kentucky state tax liens are recorded at the county level.
Search for judgment liens through the Floyd Circuit Court clerk's records. Judgment liens attach to real property in the county where the judgment is docketed.
Search for mechanic's liens in the Floyd County Clerk's recorded instruments index under the property owner's name or property address.
Search for delinquent property tax liens through the Floyd County Clerk's Office, as delinquent tax bills are transferred from the sheriff's office to the county clerk pursuant to KRS § 134.122. The Kentucky Department of Revenue provides additional information on delinquent property tax procedures.

Types of Liens Searchable:

Federal and state tax liens
Judgment liens from circuit and district court
Mechanic's and materialman's liens
HOA assessment liens
Code enforcement liens
Child support liens
Delinquent property tax liens

Tips for Lien Searches:

Search under all name variations of the property owner, including business entities
Review the full chain of title to identify liens that may have attached to prior owners and were not released
Verify that any lien shown as released has a corresponding recorded satisfaction or release document
Title companies conduct comprehensive lien searches as part of the title insurance process and are the most reliable resource for a complete lien report

Floyd County Circuit Court Clerk
149 South Central Avenue
Prestonsburg, KY 41653
Phone: (606) 886-3961
Kentucky Court of Justice – Floyd Circuit Court

What Is Property Owner Rule in Floyd County?

The property owner rule in Floyd County refers to the body of Kentucky law and local regulations that govern who may own real property, how ownership is established and transferred, and what rights and obligations attach to property ownership within the county.

Ownership Requirements Under Kentucky Law:

Under current Kentucky law, any individual, corporation, partnership, limited liability company, trust, or other legal entity may own real property in Floyd County. There is no residency requirement for property ownership. Foreign nationals and out-of-state entities may hold title to Kentucky real property subject to applicable federal and state regulations.

How Ownership Is Established:

Legal ownership of real property in Floyd County is established by a recorded deed. Pursuant to KRS § 382.110, a deed must be recorded with the Floyd County Clerk to provide constructive notice of the transfer to subsequent purchasers and creditors. An unrecorded deed is valid between the parties but does not protect the grantee against a subsequent bona fide purchaser who records first.

Forms of Ownership Recognized in Kentucky:

Sole ownership – a single individual holds title
Joint tenancy with right of survivorship – two or more persons hold equal shares; upon death of one, the survivor(s) take the deceased's interest automatically
Tenancy in common – two or more persons hold undivided interests that may be unequal; each interest passes through the owner's estate upon death
Tenancy by the entirety – available only to legally married couples in Kentucky; provides protection from individual creditors of either spouse
Trust ownership – a trustee holds legal title for the benefit of beneficiaries
Corporate or LLC ownership – a business entity holds title; ownership transfers through entity interest rather than deed

Property Owner Rights and Obligations:

Property owners in Floyd County hold the right to use, lease, sell, mortgage, and devise their property subject to applicable zoning regulations, deed restrictions, easements, and covenants of record. Property owners are obligated to pay annual property taxes assessed by the Floyd County PVA and collected by the Floyd County Sheriff's Office. Motor vehicle property tax, assessed annually on motor vehicles and motor boats, is also payable to the county clerk pursuant to motor vehicle tax requirements administered by the Kentucky Department of Revenue.

Homestead Exemption:

Kentucky law provides a homestead exemption for property owners who are 65 years of age or older, or who are totally disabled, and who own and occupy their residence as of January 1 of the tax year. The exemption amount is adjusted periodically by the Kentucky Department of Revenue. Applications are filed with the Floyd County PVA.

Adverse Possession:

Under Kentucky law, a person who openly, continuously, exclusively, and hostilely possesses real property for a period of fifteen years may acquire legal title through adverse possession. Such claims are adjudicated by the Floyd Circuit Court, and a successful claimant must record a court order or deed to establish record title.

Eminent Domain:

The Commonwealth of Kentucky and its political subdivisions, including Floyd County, hold the power of eminent domain — the authority to acquire private property for public use upon payment of just compensation. Property owners subject to condemnation proceedings have the right to contest the taking and the compensation offered through the Floyd Circuit Court.

Zoning and Land Use Regulations:

Property use in Floyd County is subject to the Floyd County Planning and Zoning Commission's regulations. Owners must comply with applicable zoning classifications, setback requirements, and land use designations. Variances and rezoning requests are heard by the Planning and Zoning Commission and the Floyd County Fiscal Court.

Floyd County Planning and Zoning Commission
149 South Central Avenue
Prestonsburg, KY 41653
Phone: (606) 886-2374
Floyd County Fiscal Court

Lookup Property Records in Floyd County

Delinquent property tax records – Kentucky Department of Revenue
Motor vehicle property tax – Kentucky Department of Revenue